Launching 2026

Your finances, clear as day.

Compound connects to your accounts and instantly shows you where your money goes, how much you're spending, and whether you're on track to save. No manual rules. No setup. No homework.

$3/month. Sign up, connect your accounts, and you're off to the races.
Our prices will only ever go one direction: down.
Good evening
February spending
Projected savings this month
+$428
Spending less than you're earning
All
Food
Transport
Shopping
Bills
πŸ›’
Grocery Store
Groceries
-$67.42
β˜•
Coffee Shop
Food & Drink
-$5.80
πŸš‡
Transit
Transportation
-$2.90
🎬
Streaming
Entertainment
-$15.99
The problem

Financial anxiety isn't about money. It's about not knowing.

You're not bad with money. You just can't see where it's going. And every existing tool expects you to do the work to figure that out yourself.

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The avoidance loop

Financial anxiety leads to avoidance. Avoidance leads to more anxiety. The tools meant to help require the exact energy you don't have.

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Manual setup kills momentum

YNAB wants you to categorize every dollar. Monarch still needs you to build rules and review categories. Most people give up within the first month.

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Overpriced and overwhelming

$99/year for an app that still requires homework before you see anything useful? Simple financial clarity shouldn't be a luxury.

How it works

Three steps. Zero homework.

Connect your accounts, and Compound handles the rest. No rules to build. No categories to manage.

1

Connect your accounts

Securely link your banks through Plaid. We see your transactions β€” never your credentials.

2

We do the rest

Compound automatically organizes your spending, detects patterns, and tracks where every dollar goes.

3

See where you stand

Open the app and instantly see your spending by category, how you're trending, and whether you're on track to save.

Why Compound

Built different. Priced fairly.

Other apps give you tools and expect you to figure it out. Compound gives you answers from day one.

Compound
YNAB
Monarch
Zero setup required
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No manual rules or categories
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Partial
Spending projections
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Partial
AI assistant (optional)
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Price
$3/mo
$14.99/mo
$9.99/mo
"

Senior year of college, a $35 overdraft fee wiped out my grocery money for the week. That was the moment I realized: the financial system wasn't built for people like me.

Sam Β· Founder of Compound

This one's personal.

That overdraft didn't just cost $35. It started years of financial anxiety β€” checking my balance with one eye closed, avoiding money conversations, feeling like I was always one surprise away from disaster.

I tried every app. YNAB wanted me to become an accountant. Mint felt like a dashboard for data I didn't know how to use. Everything required me to set up rules, build categories, manage a system β€” when the whole problem was that I just couldn't see where my money was going.

Compound is the app I wished existed. You connect your accounts and it shows you everything β€” no setup, no rules, no work. Because financial clarity shouldn't require a second job.

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Bank-level security

256-bit encryption, Plaid-secured connections, SOC 2 architecture

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We never see your credentials

Plaid connects directly to your bank. We never store login info.

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Delete anytime

Your data, your call. Full deletion with one tap.

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US-based

CCPA compliant. Your financial data stays protected.

Pricing

One plan. No surprises.

No hidden fees. No selling your data. Just straightforward pricing for total financial clarity.

$3 /month

Everything you need to understand your money β€” nothing you need to manage.

Full spending visibility β€” no setup
Spending projections and trends
Category-level breakdowns
AI assistant for questions
Unlimited bank connections
Cancel anytime

No credit card required for early access

Our prices will only ever go one direction: down.

World-class financial tools shouldn't be a luxury. As we grow, we'll pass those savings on to you β€” because eliminating financial stress should be accessible to everyone.

Stress free money starts here.

Join the waitlist and be among the first to try Compound when we launch.

Get early access